Privacy policy

Privacy Statement

(Protection of the Privacy of Personal Non-Public Information) Respecting and protecting customer privacy is vital to our business. By explaining our Privacy Policy to you, we trust that you will better understand how we keep our customer information private and secure while using it to serve you better. Keeping customer information secure is a top priority, and we are disclosing our policies to help you understand how we handle the personal information about you that we collect and disclose. This notice explains how you can limit our disclosing of personal information about you. The provisions of this notice will apply to former customers as well as current customers unless we state otherwise.

The following statement affirms our efforts to safeguard customer information.

Protecting the Confidentiality of Customer Information:

Ibizadvantages.com take's our responsibility to protect the privacy and confidentiality of customer information very seriously. We maintain physical, electronic, and procedural safeguards that comply with federal standards to store and secure information about you from unauthorized access, alteration, and destruction. Our control policies, for example, authorize access to customer information only by individuals who need access to do their work. From time to time, we enter into agreements with other companies to provide services to us or make products and services available to you. Under these agreements, the companies may receive information about you but they must safeguard this information, and they may not use it for any other purposes.

Who is Covered by the Privacy Policy:

Ibizadvantages.com provide our Privacy Policy to customers when they conduct business with our company. If we change our privacy policies to permit us to share additional information we have about you, as described below, or to permit disclosures to additional types of parties, you will be notified in advance. This Privacy Policy applies to consumers who are current customers or former customers.

Information We Collect

Ibizadvantages.com gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We may collect nonpublic personal information about you from the following sources:

* Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of
* we receive from you include your name, address, telephone number, social security number, credit history and other financial information.
* Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.
* Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.
* From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits information

Information We Disclose

Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.

By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website.

Ibizadvantages.com treats data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.

All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.

We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.

In addition, Ibizadvantages.com may provide information about you to our service providers to help us process your applications or service your accounts. Our service providers may include billing service providers, mail and telephone service companies, lenders, investors, title and escrow companies, appraisal companies, etc. We may also provide information about you to our service providers to help us perform marketing services. This information provided to these service providers may include the categories of information described above under "Information We Collect" limited to only that which we deem appropriate for these service providers to carryout their functions. We do not provide non-public information about you to any company whose products and services are being marketed unless you authorize us to do so. These companies are not allowed to use this information for purposes beyond your specific authorization.

Opting Out

We at Ibizadvantages.com also may share information about you within our corporate family of office(s). We may share all of the categories of information we gather about you, including identification information (such as your name and address), credit reports (such as your credit history), application information (such as your income or credit references), your account transactions and experiences with us (such as your payment history), and information from other third parties (such as your employment history). By sharing this information we can better understand your financial needs.

We can then send you notification of new products and special promotional offers that you may not otherwise know about. For example, if you originally obtained a mortgage loan with us, we would know that you are a homeowner and may be interested in hearing how a home equity loan may be a better option than an auto loan to finance the purchase of a new car. You may prohibit the sharing of application and third-party credit-related information within our company or any third-party company at any time.

If you would like to limit disclosures of personal information about you as described in this notice, just print this page and check the appropriate line or lines to indicate your privacy choices:

__Please do not share personal information about me with non-affilliated third-parties.
__Please do not share personal information about me with any of your affiliates except as necessary to effect, administer, process, service, or enforce a transaction requested or authorized by myself.
__Please do not contact me with offers of products or services by mail.
__Please do not contact me with offers of products or services by telephone.

Note for Joint Accounts: Your Opt Out choices will also apply to other individuals who are joint account holders. If these individuals have separate accounts, your Opt Out will not apply to those separate accounts.

Name _____________________________________________
Address ___________________________________________
City________________________ State ___________ Zip ___________
Phone# _________________________
Signature _______________________________________ Date _________________

We at Ibizadvantages.com treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies. All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement. We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.